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Business Meeting

Heather Cox

...Heather became the South Wales Area Accountant for British Telecom. She then worked as a bookkeeper for a conference centre in Windsor before going back to school and gaining her PGCE qualification to teach A-Level mathematics. In later years, she studied to achieve a tax technician qualification. Outside of work, she can still run 10K in under one hour and enjoys sewing, crafts and reading.

Our Team

Stuart and Heather met at Manchester University where they studied Computer Science and Mathematics. They then both trained to become Chartered Accountants in the London office of Arthur Young McClelland Moores (a predecessor of today’s Ernst & Young), before their careers separated…

Analysing the Data

Stuart Cox 

...Stuart, moved to the newly opened Cardiff office of AYMM, where he worked, primarily, with start-up companies. He then joined Morgan Advanced Materials plc, based in their carbon plant in Swansea before moving to the Head Office, in Windsor, from where he worked with many subsidiaries around the world. Outside of work, he plays golf at Radyr and is a fervent supporter of Swansea and Welsh rugby, soccer and cricket teams.

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About us

Saccounts Chartered Accountants

Whether you are an individual, sole trader, run your business through a small company or are involved in a local charity, we can help you understand and comply with the ever increasing raft of filing and compliance requirements.


Saccounts are a husband a wife team who met at university, qualified together with one of the big 4 accountancy firms before taking different career paths that encompassed a variety of accounting, tax, systems, teaching and general management work.


We work from our home office, situated close to the centre of Cardiff, but can meet with you at any mutually convenient location.


Much of our small client base was introduced through personal recommendation and our intention is that we become your trusted advisors whilst providing accountancy and taxation services.
While our initial aim is to develop long-term working relationships, it would also delight us if we could help you outgrow our firm.

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